Students loans fail usury test

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Chicago note: Ellen Brown, "Students loans fail usury test," Asia Times, May 16, 2012, http://www.atimes.com/atimes/Global_Economy/NE16Dj03.html

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Chicago note: Ron Lieber, "Last Plea on School Loans: Proving a Hopeless Future," New York Times, August 31, 2012, http://www.nytimes.com/2012/09/01/business/shedding-student-loans-in-bankruptcy-is-an-uphill-battle.html

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Chicago note: Michael Stratford, "Obama's Loan-Repayment Plan Will Be 'Windfall' for Wealthy, Report Says," Chronicle of Higher Education, October 16, 2012, http://chronicle.com/article/Obamas-Loan-Repayment-Plan/135144/

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Chicago note: Justin Pope, "New student loan-repayment options available," Seattle Times, December 22, 2015, http://www.seattletimes.com/business/new-student-loan-repayment-options-available/

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Chicago note: John Hechinger, "Student-Loan Collection Targeted for Overhaul in Congress," Bloomberg, December 4, 2012, http://www.bloomberg.com/news/2012-12-04/student-loan-collection-targeted-for-overhaul-in-congress.html

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Chicago note: Jason DeParle, "For Poor, Leap to College Often Ends in a Hard Fall," New York Times, December 22, 2012, http://www.nytimes.com/2012/12/23/education/poor-students-struggle-as-class-plays-a-greater-role-in-success.html

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Chicago note: New York Times, "Relief for Student Borrowers," December 31, 2012, http://www.nytimes.com/2013/01/01/opinion/relief-for-student-borrowers-in-pay-as-you-earn.html

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Chicago note: Kevin Carey, "Fixing Financial Aid," Chronicle of Higher Education, March 4, 2013, http://chronicle.com/article/Fixing-Financial-Aid/137593/

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Chicago note: Joseph E. Stiglitz, "Student Debt and the Crushing of the American Dream," New York Times, May 12, 2013, http://opinionator.blogs.nytimes.com/2013/05/12/student-debt-and-the-crushing-of-the-american-dream/

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Chicago note: Alec Liu, "The Student Loan Bubble Looks Awfully Like the Housing Crisis, Top Bankers Say," Vice, May 13, 2013, http://motherboard.vice.com/blog/the-student-loan-bubble-looks-awfully-like-the-housing-crisis-bankers-warn-fed

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Chicago note: Danielle Douglas, "Sallie Mae to split into two companies," Washington Post, May 29, 2013, http://www.washingtonpost.com/business/economy/sallie-mae-to-split-into-two-companies/2013/05/29/de0eb5c8-c88d-11e2-9f1a-1a7cdee20287_story.html

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Chicago note: Nancy Folbre, "Mortgaged Diplomas," New York Times, June 3, 2013, http://economix.blogs.nytimes.com/2013/06/03/mortgaged-diplomas/

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Chicago note: David Dayen, "Your student loan isn’t really a loan," Salon, June 5, 2013, http://www.salon.com/2013/06/05/let_college_students_go_bankrupt/

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Chicago note: Tara Siegel Bernard, "Program Links Loans to Future Earnings," New York Times, July 19, 2013, http://www.nytimes.com/2013/07/20/your-money/unusual-student-loan-programs-link-to-future-earnings.html

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Chicago note: Helaine Olen, "1 in 5 college grads can’t repay their student loans," Salon, August 8, 2013, http://www.salon.com/2013/08/08/1_in_5_college_grads_isnt_repaying_student_loans_newscred/

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Chicago note: Jordan Weissman, "Our Student Loan System Is Broken, and These New Statistics Prove It," Atlantic, August 8, 2013, http://www.theatlantic.com/business/archive/2013/08/our-student-loan-system-is-broken-and-these-new-statistics-prove-it/278453/

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Chicago note: Matt Taibbi, "Ripping Off Young America: The College-Loan Scandal," Rolling Stone, August 15, 2013, http://www.rollingstone.com/politics/news/ripping-off-young-america-the-college-loan-scandal-20130815

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Chicago note: Jason Richwine, "What ‘Profits’? Rolling Stone’s Matt Taibbi Misunderstands Student Loans," National Review, August 23, 2013, http://www.nationalreview.com/corner/356551/what-profits-rolling-stones-matt-taibbi-misunderstands-student-loans-jason-richwine

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Chicago note: Tamar Lewin, "U.S. to Contact Borrowers With New Options for Repaying Student Loans," New York Times, September 24, 2013, http://www.nytimes.com/2013/09/25/education/us-to-contact-borrowers-with-new-options-for-repaying-student-loans.html

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Chicago note: David A. Bergeron, Elizabeth Baylor, and Joe Valenti, "Resetting the Trillion-Dollar Student-Loan Debt Problem," Center for American Progress, November 21, 2013, http://app.mx3.americanprogressaction.org/e/er?s=785&lid=150139&elq=104a72a4746a4ed18a72917ae9ec35a7

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Chicago note: Jordan Weissman, "All of a Sudden Students Have Stopped Paying Their Loans, Again—Why?" Atlantic, November 15, 2013, http://www.theatlantic.com/business/archive/2013/11/all-of-a-sudden-students-have-stopped-paying-their-loans-again-why/281548/

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Chicago note: Tim Donovan, "Profiting off your student debt misery?: America’s little-discussed conflict-of-interest," Salon, November 27, 2013, http://www.salon.com/2013/11/27/profiting_off_your_student_loan_misery_americas_dangerous_conflict_of_interest/

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Chicago note: Natasha Lennard, "The student debt bubble isn’t bursting," Salon, September 6, 2013, http://www.salon.com/2013/09/06/the_student_debt_bubble_isnt_bursting/

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Chicago note: Jordan Weissman, "No, the Student Loan Crisis Is Not a Bubble," Altantic, September 6, 2013, http://www.theatlantic.com/business/archive/2013/09/no-the-student-loan-crisis-is-not-a-bubble/279398/

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Chicago note: Yves Smith [Susan Webber], "The Student DebtCropper System: Even the Destitute Hounded by Debt Collectors," Naked Capitalism, January 2, 2014, http://www.nakedcapitalism.com/2014/01/student-debtcropper-system-even-destitute-hounded-debt-collectors.html

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Chicago note: Natalie Kitroeff, "Loan Monitor Is Accused of Ruthless Tactics on Student Debt," New York Times, January 1, 2014, http://www.nytimes.com/2014/01/02/us/loan-monitor-is-accused-of-ruthless-tactics-on-student-debt.html

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Chicago note: Audrey Williams June, "The Cost of a Ph.D.: Students Report Hefty Debt Across Many Fields," Chronicle of Higher Education, January 16, 2014, http://chronicle.com/article/The-Cost-of-a-PhD-Students/144049/

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Chicago note: Nick DeSantis, "Study Examines Characteristics of Student-Loan Borrowers Who Default," Chronicle of Higher Education, February 10, 2014, http://chronicle.com/blogs/ticker/study-examines-characteristics-of-student-loan-borrowers-who-default/72593

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Chicago note: David Dayen, "Student Loan Servicer Corruption Rewarded, Covered For in New Round of Obama Executive Actions," Naked Capitalism, June 10, 2014, http://www.nakedcapitalism.com/2014/06/student-loan-servicer-corruption-rewarded-covered-new-round-obama-executive-actions.html

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Chicago note: Christi Parsons, "Student loan relief: Obama's order caps payments at 10% of income," Los Angeles Times, June 9, 2014, http://www.latimes.com/nation/nationnow/la-na-nn-obama-student-loans-20140609-story.html

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Chicago note: Megan Slack, "Income Based Repayment: Everything You Need to Know," White House, June 7, 2012, http://www.whitehouse.gov/blog/2012/06/07/income-based-repayment-everything-you-need-know

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Chicago note: David Hudson, "President Obama on Student Loan Debt: 'No Hardworking Young Person Should Be Priced Out of a Higher Education'," White House, June 9, 2014, http://www.whitehouse.gov/blog/2014/06/09/president-obama-student-loan-debt-no-hardworking-young-person-should-be-priced-out-h

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Chicago note: Barack Obama, "Presidential Memorandum -- Federal Student Loan Repayments," White House, June 9, 2014, http://www.whitehouse.gov/the-press-office/2014/06/09/presidential-memorandum-federal-student-loan-repayments

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Chicago note: Barack Obama, "Remarks by the President on Opportunity for All: Making College More Affordable," White House, June 9, 2014, http://www.whitehouse.gov/the-press-office/2014/06/09/remarks-president-opportunity-all-making-college-more-affordable

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Chicago note: Michael Stratford, "Obama Expands IBR, Pushes Refinancing," Inside Higher Ed, June 10, 2014, http://www.insidehighered.com/news/2014/06/10/obama-expands-income-based-repayment-older-borrowers-pushes-democrats%E2%80%99-student-loan

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Chicago note: Maggie McGrath, "How Obama's Executive Order Helps Student Borrowers -- And Where It Falls Short," Forbes, June 9, 2014, http://www.forbes.com/sites/maggiemcgrath/2014/06/09/how-obamas-executive-order-helps-student-borrowers-and-where-it-falls-short/

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Chicago note: Anya Kamenetz, "The One Thing Obama Didn't Say About Student Loan Repayment," National Public Radio, June 9, 2014, http://www.npr.org/blogs/ed/2014/06/09/320351501/the-one-thing-obama-didn-t-say-about-student-loan-repayment

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Chicago note: Reyna Gobel, "Default Rehab: The Biggest Change to Student Loans In Decades," Forbes, June 19, 2014, http://www.forbes.com/sites/reynagobel/2014/06/19/default-rehab-the-biggest-change-to-student-loans-in-decades/

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Chicago note: Libby Nelson, "Student loan repayment is so complicated, even a top expert can't figure it out," Vox, October 14, 2014, http://www.vox.com/2014/10/14/6970129/student-loan-repayment-plans-bob-shireman-ibr

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Chicago note: Robert Shireman, "How Not to Help Grads With Student Loans," Huffington Post, October 13, 2014, http://www.huffingtonpost.com/robert-shireman/how-not-to-help-grads-with-student-loans_b_5970360.html

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Chicago note: Michael Stratford, "Income-Based Repayment Expansion Advances," Inside Higher Ed, May 1, 2015, https://www.insidehighered.com/news/2015/05/01/federal-rule-making-panel-oks-plan-expand-income-based-repayment-program

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Chicago note: John J. Duncan, Jr., "Federal student loans creating 'indentured students'," Washington Examiner, May 7, 2015, http://www.washingtonexaminer.com/federal-student-loans-creating-indentured-students/article/2564073

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Chicago note: Kyle Schmidlin, "Give student loans the finger: A new solution to a massive generational outrage," Salon, October 18, 2014, http://www.salon.com/2014/10/18/give_student_loans_the_finger_a_new_solution_to_a_massive_generational_outrage/

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Chicago note: Lee Siegel, "Why I Defaulted on My Student Loans," New York Times, June 6, 2015, http://www.nytimes.com/2015/06/07/opinion/sunday/why-i-defaulted-on-my-student-loans.html

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Chicago note: Tara Siegel Bernard, "Judges Rebuke Limits on Wiping Out Student Loan Debt," New York Times, July 17, 2015, http://www.nytimes.com/2015/07/18/your-money/student-loans/judges-rebuke-limits-on-wiping-out-student-loan-debt.html

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Chicago note: Antoinette Flores, "Proposed Student Loan Repayment Plan Would Extend the Same Income-Based Terms to All Federal Loan Borrowers," Center for American Progress, August 18, 2015, https://www.americanprogress.org/issues/higher-education/news/2015/08/18/119574/proposed-student-loan-repayment-plan-would-extend-the-same-income-based-terms-to-all-federal-loan-borrowers/

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Chicago note: Kelly Field, "Perkins Loan Program, a Federal Stalwart Since 1958, Meets Its Demise," Chronicle of Higher Education, October 1, 2015, http://chronicle.com/article/Perkins-Loan-Program-a/233527/

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Archive (private): https://parts-unknown.org/drupal7/comment/12793#comment-12793

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Chicago note: Gretchen Morgenson, "A Student Loan System Stacked Against the Borrower," New York Times, October 9, 2015, http://www.nytimes.com/2015/10/11/business/a-student-loan-system-stacked-against-the-borrower.html

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Archive (private): https://parts-unknown.org/drupal7/comment/12835#comment-12835

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Chicago note: Kevin Carey, "Student Debt Is Worse Than You Think," New York Times, October 7, 2015, http://www.nytimes.com/2015/10/08/upshot/student-debt-is-worse-than-you-think.html

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Archive (private): https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test#comment-12971

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Chicago note: Andy Thomason, "Education Dept. Releases 2 Sets of Rules to Simplify Student Borrowing," Chronicle of Higher Education, October 27, 2015, http://chronicle.com/blogs/ticker/education-dept-releases-2-rules-for-students-and-borrowers/106089

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Archived on 2015-11-28 09:45:31 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-13372 (private)

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Chicago note: Kevin Carey, "Student Debt in America: Lend With a Smile, Collect With a Fist," New York Times, November 27, 2015, http://www.nytimes.com/2015/11/29/upshot/student-debt-in-america-lend-with-a-smile-collect-with-a-fist.html

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Archived on 2016-02-16 16:09:21 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-14163 (private)

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Chicago note: Samuel Lieberman, "U.S. Marshals Are Arresting People in Texas Who Have Outstanding Student Loans," New York, February 16, 2016, http://nymag.com/daily/intelligencer/2016/02/us-marshals-forcibly-collecting-student-debt.html

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Archived on 2016-02-21 16:51:39 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-14260 (private)

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Chicago note: Michelle Singletary, "The real news: U.S. marshals don’t go around chasing loan defaulters," Washington Post, February 19, 2016, https://www.washingtonpost.com/business/get-there/the-real-news-us-marshals-dont-go-around-chasing-loan-defaulters/2016/02/19/6089f006-d508-11e5-b195-2e29a4e13425_story.html

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Archived on 2016-08-01 19:33:14 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-15496 (private)

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Chicago note: Josh Mitchell, "Student-Loan Defaulters in a Standoff With Federal Government," Wall Street Journal, August 1, 2016, http://www.wsj.com/articles/student-loan-defaulters-in-a-standoff-with-federal-government-1470080970

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Archived on 2016-08-15 22:34:17 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-15547 (private)

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Chicago note: Daniel Pianko, "Writing Off Student Loans Is Only a Matter of Time," Wall Street Journal, August 15, 2016, http://www.wsj.com/articles/writing-off-student-loans-is-only-a-matter-of-time-1471303339

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Archived on 2016-08-15 23:07:29 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-15548 (private)

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Chicago note: Leon Botstein, "Why the Next President Should Forgive All Student Loans," Time, August 12, 2016, http://time.com/money/4449990/next-president-should-forgive-all-student-loans/

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Archived on 2017-06-06 21:08:36 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-16815 (private)

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Chicago note: Adam Harris, "What if the Treasury Dept. Handled Student Loans?" Chronicle of Higher Education, May 31, 2017, http://www.chronicle.com/article/What-if-the-Treasury-Dept/240218

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Archived on 2018-02-07 22:19:17 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-17476 (private)

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Chicago note: Adam Harris, "Federal Student-Loan Program Is Rapidly Losing Money, and Income-Based Repayment Is to Blame, Report Says," Chronicle of Higher Education, February 2, 2018, https://www.chronicle.com/article/Federal-Student-Loan-Program/242426

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Archived on 2018-03-15 15:40:42 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-17586 (private)

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Chicago note: Alicia Adamczyk, "What the Department of Ed's Latest Student Loan Changes Mean for You," Lifehacker, March 15, 2018, https://twocents.lifehacker.com/what-the-department-of-eds-latest-student-loan-changes-1823794846

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Archived on 2018-06-14 17:04:32 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-17784 (private)

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Chicago note: Katy Stech Ferek, "Judges Wouldn’t Consider Forgiving Crippling Student Loans—Until Now," Wall Street Journal, June 14, 2018, https://www.wsj.com/articles/judges-wouldnt-consider-forgiving-crippling-student-loans-until-now-1528974001

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Archived on 2018-10-27 20:10:23 at: https://parts-unknown.org/drupal7/content/students-loans-fail-usury-test?page=1#comment-18200 (private)

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Chicago note: Annie Nova, "These Americans fled the country to escape their giant student debt," CNBC, October 27, 2018, https://www.cnbc.com/2018/10/26/he-moved-to-a-jungle-in-india-to-escape-his-student-debt--and-hes-not-alone-.html

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